Call for No-Obligation Consult
(204)898-9278
English, Русский languages
MAKE YOUR HOME-DREAM COME TRUE
Fill out this form. Let us call you back when its convenient for you
GET A CALL BACK !
HOURS & LOCATION
Location
Hours
by Appointment
RENEW A MORTGAGE
Having multiple lenders compete for your business is a great way to get the best rate for your situation.
LETS TALK!
REFINANCING A PROPERTY
Accessing home equity through a refinance have always been an easy, low-cost way to get needed funds.
LETS TALK!
BUYING A PROPERTY
I will help you find the best rates and suitable mortgage options to help you buy your dream home.
LETS TALK!
Whether you are a first-time buyer or an experienced buyer with excellent credit, the Spooner Group has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
7306491 Manitoba Ltd. o/a Dominion Lending Centres Spooner Financial
Why use a Mortgage Broker?
1. You are a mortgage broker’s first priority
Bank’s mortgage specialist, is motivated to sell you one of their mortgages, a mortgage broker‘s priority is finding a mortgage that’s tailored to your specific needs and budget
2. A mortgage broker means more choice
A mortgage broker works with many different lenders, some of whom offer rates only accessible through a mortgage broker.
3. A mortgage broker saves you time
A mortgage broker takes much of the responsibility of finding the right mortgage for you, saving you time and worry. You don’t have to spend time researching and comparing mortgage rates, terms, and fees because they will. And the job of negotiating to get the best deal isn’t yours, it’s theirs.
4. A mortgage broker has specific training
Mortgage brokers must successfully complete a provincially-regulated Mortgage Broker course and exam. Then they must take professional development education courses to maintain their status.
Who is a Mortgage Broker?
- A mortgage broker is a licensed individual who helps you select the mortgage product that best suits your financing needs. They do this by comparing mortgage products offered by a variety of lenders
What's the difference between a bank and a mortgage broker?
- A mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
3 Steps from Start to Finish
-
Are you qualify to get a mortgage?
-
Identify the options and any issues
-
Determine maximum loan amount available
-
Likely terms, rates available
-
Detailed documents and credit review to confirm you can indeed support a financing request
-
Determine best lenders
-
Formal lender approval request
-
Mortgage funding